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Request a credit card swap. If your new credit card charges an annual fee, for example, you could request to switch credit cards to a no-annual-fee version of the same card through the customer ...
Step 3: Call your credit card company. Once you’re sure about your decision, call your credit card issuer and request a credit card cancellation.
A bank card can help your score’s credit mix if it is your only bank-issued card. Only consider canceling a bank card if you have a sufficient mix of account types — such as an auto loan, a ...
The credit card issuer may extend an attractive offer that makes it worth your while to stay, such as waiving the annual fee for a year, lowering your interest rate or issuing bonus rewards.
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They can, however, issue you a card without your express permission when it comes time to renew your current card or if you need a substitute for an existing card. Examples of store credit card fraud
Closing a credit card can also have a negative impact on your credit age. The longer you’ve owned and paid off your credit cards, the higher your age. 5 steps to cancel your credit card [Video]
If someone stole your identity and is using it to open up credit accounts, you could’ve received a store credit card that the thief signed up for. Identity theft is a serious issue and also ...