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  2. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    Operating as a 501(c)(3) nonprofit since 1994, Consolidated Credit Solutions has helped over 10 million people get out of debt. The agency offers a wide range of options for managing debt and ...

  3. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    "The ideal candidate for debt consolidation is someone with a credit score of at least 670 and a debt-to-income ratio of 35%, meaning the debt payments are no more than 35% of their income," says ...

  4. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    Debt consolidation Consolidating makes the most sense if you qualify for a lower rate than what you had on one or more of your previous debts. Another debt consolidation pro : It can make the ...

  5. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt consolidation takes place when you move two or more of your existing debts into one new debt, typically with the help of a product like a debt consolidation loan or a balance transfer credit ...

  6. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Key takeaways. Debt relief can take three forms: debt settlement, consolidation and management. Working with a debt management company can result in less debt or a faster payoff — but there are ...

  7. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    Debt consolidation can be accomplished with a personal loan or credit card, depending on your needs. Competitive rates typically go to those with good to excellent credit — FICO credit scores of ...

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