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Two types of equity release product are available in the UK: a lifetime mortgage and a home reversion plan. A lifetime mortgage is a loan secured against the borrower's property where the borrower retains full ownership of their home. Interest accrues on a compound interest basis unless the borrower pays the interest in full each month.
LeasePlan UK was created in 1979. The company operates a fleet of over 137,000 vehicles including over 38,000 commercial vehicles. [14] [non-primary source needed] Major clients include NHS, [15] Virgin Media [16] and Carlsberg. [17] It also sells off-lease vehicles to wholesalers and through its new CarNext.com unit.
The Finance and Leasing Association (FLA) is the leading trade association for the UK consumer credit, motor finance and asset finance sectors, and the largest organisation of its type in Europe. Members of FLA include: banks, subsidiaries of banks and building societies, the finance arms of retailers and manufacturing companies as well as ...
A Lease-Purchase Contract, also known as a lease purchase agreement or rent-to-own agreement, allows consumers to obtain durable goods [1] or rent-to-own real estate [2] without entering into a standard credit contract. [1] It is a shortened name for a lease with option to purchase contract.
Lease purchase agreement (click to view pages) Rent-to-own, also known as rental purchase or rent-to-buy, is a type of legally documented transaction under which tangible property, such as furniture, consumer electronics, motor vehicles, home appliances, engagement rings, and real property, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during ...
For example, a property may have a value of £300,000 if it has a 99 year lease but only be worth 85% of that value if the lease has only 70 years remaining. If the leaseholder with 70 years unexpired is entitled to extend the lease to 99 years or more, they have the opportunity to increase the value of their interest in the property by £45,000.
The administration and technical support on Lifetime Homes is provided by Habinteg, who took on this responsibility from the Joseph Rowntree Foundation in 2008. On 25 February 2008 the UK Government announced its intention to work towards all new homes being built to Lifetime Homes Standards by 2013.
The Dark fiber (DF) IRU "shall mean the exclusive, unrestricted, and indefeasible right to use one, a pair, or more strands of fiber of a fiber cable for any legal purpose". With an IRU contractual arrangement, the buyer of the IRU can unconditionally, and exclusively, use the fibers of the IRU for a long time period, around 25–30 years.
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