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2. The Pros and Cons of Credit Unions - AOL

   www.aol.com/finance/pros-cons-credit-unions...

   Credit unions are financial institutions that accept and insure deposits, issue loans, extend credit and provide most of the same services as banks. However, some key differences set them apart ...

3. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   How to qualify for a mortgage in retirement. When seniors apply for a mortgage, lenders look at the same financial criteria as they do for any other borrower, including credit history and score ...

4. Credit unions: What makes them special? How are they ... - AOL

   www.aol.com/finance/credit-unions-makes-them...

   Plus, credit unions are not-for-profit companies that are focused on serving their members’ needs—meaning you can get higher yields on deposit products and lower interest rates on loans.

5. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

6. Refinancing a home equity loan: When and how to do it - AOL

   www.aol.com/finance/refinancing-home-equity-loan...

   Reverse mortgages: Seniors (those aged 62 and up) can tap into their home equity by taking out these mortgages without monthly payments; instead, the loan is repaid when the home is sold or the ...

7. National Association of Federally-Insured Credit Unions

   en.wikipedia.org/wiki/National_Association_of...

   The National Association of Federally-Insured Credit Unions (NAFCU) is a U.S. trade organization representing the nation's federally-insured credit unions.The NAFCU hosts conferences, [1] publishes original research on issues relating to the credit union industry, [2] and provides testimony before the United States Congress on issues relating to credit unions and the financial services industry.

8. CAMELS rating system - Wikipedia

   en.wikipedia.org/wiki/CAMELS_rating_system

   The business plan is evaluated against the strategic plan to determine if it is consistent with its strategic plan. Examiners also assess how the plan is put into effect. The plans should be unique to and reflective of the individual credit union. The credit union's performance in achieving its plan strongly influences the management rating.

9. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   Learn more: How to improve your credit score. 2. Compare refinance rates. When looking to refinance and save, compare as many mortgage offers as possible. Even a fractional difference can save ...