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  2. What credit score is needed to refinance your mortgage? - AOL

    www.aol.com/finance/credit-score-refinance...

    Credit score for cash-out refinance. Credit score minimum: 620. The lowest credit score you can have for a cash-out refinance is 620. With a higher score, you might be able to cash out more ...

  3. Cash-out refinance explained: How it works — and when ... - AOL

    www.aol.com/finance/what-is-cash-out-refinance...

    No official minimum credit score requirement. Loan-to-value ratio (LTV) Up to 100% of the home’s value. Mortgage insurance. ... Credit score. Minimum 620 for conventional loans; better rates ...

  4. 8 ways to refinance a mortgage with bad credit - AOL

    www.aol.com/finance/7-ways-refinance-mortgage...

    The program eliminates the typical 620 minimum credit score requirement for mortgage loans. Should you refinance with bad credit? If you have bad credit, you might be wondering if you should ...

  5. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    The Federal Housing Administration (FHA) insures FHA loans, which allows mortgage lenders to accept a credit score as low as 580 with a 3.5 percent down payment, or 500 with a 10 percent down payment.

  6. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    The lowest credit score to qualify for a mortgage depends on the loan program and the lender. Conventional loans usually have a minimum credit score of 620, but borrowers with higher credit scores ...

  7. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    A conventional loan and VA loan typically require a credit score of at least 620, however, VA loans have no set minimum limit. You can qualify for an FHA loan with a minimum 580 credit score and ...

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