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Consider putting the card in a drawer or somewhere obscure but safe, perhaps making a small purchase every 6-8 months to keep the account active. Learn more: Should you cancel an unused credit ...
The Consumer Financial Protection Bureau (CFPB) on Wednesday warned that credit card companies devaluing or canceling reward points, cash back or miles rewards programs may be breaking the law.
If you cancel a credit card, it could raise your credit utilization ratio by lowering the limit you're working with. For example, owing $3,000 on a $10,000 credit limit is fine for your credit score.
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Step 3: Call your credit card company. Once you’re sure about your decision, call your credit card issuer and request a credit card cancellation.
Some credit card issuers allow cardholders to cancel their credit card online or through the card issuer's mobile app. The account should show as closed on a credit report 30 to 45 days after ...
To cover all your bases, send a written cancellation letter to your card issuer. Make sure you include your personal information, as well as your credit card account number.
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related to: cineworld unlimited card cancellation program reviews consumer reports