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2. How Do Debt Collection Agencies Get Paid? - CO- by US Chamber of...

   www.uschamber.com/co/start/strategy/how-do-debt-collection-agencies-get-paid

   Debt collectors cannot collect interest, fees, charges, or incidental expenses unless the amount is explicitly authorized by the original agreement. This also includes depositing or threatening to deposit a post-dated check from the borrower that’s earlier than the date on the check.

3. Debt Collection FAQs | Consumer Advice - Federal Trade Commission

   consumer.ftc.gov/articles/debt-collection-faqs

   The collector might be able to sue you to collect the full amount of the debt, which may include extra interest and fees. Pay off the debt. Some collectors will accept less than what you owe to settle a debt.

4. How to Deal With Debt Collectors: 3-Step Guide - NerdWallet

   www.nerdwallet.com/article/finance/how-to-deal-with-debt-collectors

   When dealing with a debt collector, don’t rush to pay or promise to pay. Instead, check the facts, know your rights and understand how to protect them. Here’s what to do.

5. How much do debt collection agencies charge? | Fair Capital

   www.thefaircapital.com/post/collection-agencies-fee

   How Much Does it Cost to Hire a Collection Agency. Most collection agencies now use a contingency payment model. Agencies will only charge clients if they successfully collect. Fees average 20% to 35% percent of the total amount of debt collected per account.

6. CFPB Moves to Reduce Junk Fees Charged by Debt Collectors

   www.consumerfinance.gov/about-us/newsroom/cfpb-moves-to-reduce-junk-fees...

   Today, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion affirming that federal law often prohibits debt collectors from charging “pay-to-pay” fees.

7. Are Debt Collectors Overcharging You? How to Protect Yourself

   www.kiplinger.com/.../605130/are-debt-collectors-overcharging-you-how

   According to the Bureau’s market understanding, while debt collectors typically charge consumers pay-to-pay fees of between $4 and $12, debt collectors typically pay third-party...

8. How To Deal With Debt Collectors (When You Can’t Pay) - Upsolve

   upsolve.org/learn/dealing-with-debt-collectors-when-you-cant-pay

   Start With Credit Counseling. Should You File for Chapter 7 Bankruptcy? What Can You Do if You Can’t Pay Debt Collectors? If you don’t have the money to pay your debts, getting calls from debt collectors only heightens your stress. The good news is that there is a way forward. First, know your rights.

9. Debt Collectors and Your Rights - consumer.gov

   consumer.gov/credit-loans-and-debt/debt-collectors-and-your-rights

   The law says that debt collectors: can’t contact you before 8 a.m. or after 9 p.m., unless you agree to it. can’t tell anyone else about your debt — except to find out your address, home phone number, or where you work. can’t harass you — like curse at you or threaten to hurt you. can’t lie to you.

10. How to pay off a debt in collections - Bankrate

    www.bankrate.com/personal-finance/debt/how-to-pay-off-a-debt-in-collections

    The safest way to pay a debt collector is with a method that provides proof of payment, such as mailing a check with a return receipt or using a secure online payment portal provided by the...

11. How do I make a payment to a debt collection agency?

    www.creditkarma.com/advice/i/how-to-pay-debt-collection-agency

    In this article, we’ll go over how to make a payment to a debt collection agency. Here’s a basic outline of the steps, in case you’d like to jump ahead. Double-check that you actually owe the debt ; Calculate how much you can afford to pay ; Contact the debt collection agency ; Make your payment