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  2. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Personal property coverage: This coverage makes up a large portion of your homeowners insurance and is designed to replace your home’s contents after a covered peril, including clothing ...

  4. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    Home insurance usually covers your home's physical structure, other structures on your property and your personal belongings and includes a layer of liability insurance. On average, homeowners ...

  5. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

  6. Homeowners insurance vs. co-op insurance vs. condo ... - AOL

    www.aol.com/finance/homeowners-insurance-vs-co...

    Homeowners insurance generally covers your home, your personal property and your liability exposure. Standard home insurance policies also include additional living expenses coverage, also called ...

  7. Renters' insurance - Wikipedia

    en.wikipedia.org/wiki/Renters'_insurance

    Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.

  8. Home Insurance: What's Covered, What Isn't - AOL

    www.aol.com/news/2012-10-31-home-insurance-whats...

    Differences Between Home insurance and Fire Insurance: Dwelling fire policies are less expensive, but coverages are more limited. The more-comprehensive dwelling form is the DP-3.

  9. Extended coverage - Wikipedia

    en.wikipedia.org/wiki/Extended_coverage

    Personal Umbrella Liability – You can add between $1 million to $5 million of liability coverage over and above your current policy limits, and with no deductible. While this is a valuable addition to your Home policy, the extended liability coverage also applies to your auto, seasonal, watercraft policies and more

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