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It was founded in Pineville, Kentucky, in October 1995 by Michael Karlin and James (Chip) S. Mahan III. [1] Several months later, the bank relocated to Atlanta, Georgia. It was initially established as a savings bank along with a wholly owned software company (Security First Technologies). Eventually teller services were added in Atlanta.
Founded in 2008 by James S. (Chip) Mahan III, Live Oak initially focused on lending to niche industries such as veterinarians and dentists. [5] Today, the bank lends to more than 35 specialized industries in all 50 states and has more than a dozen general lenders in markets across the country that directly serve small business owners. [6]
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