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  2. What is home insurance replacement cost coverage? - AOL

    www.aol.com/finance/replacement-cost-coverage...

    For example, if your coverage limit was up to $200,000, but the cost of rebuilding your home is $250,000, an extended replacement cost endorsement that covers up to 25 percent more than the policy ...

  3. Roof insurance: ACV vs. replacement cost - AOL

    www.aol.com/finance/roof-insurance-acv-vs...

    If your home is insured for $100,000, which includes your roof, and you have 125 percent extended replacement cost coverage, you actually have $125,000 in coverage, should the $100,000 not be ...

  4. With rising construction costs, your home insurance could ...

    www.aol.com/finance/rising-construction-costs...

    When a home insurance policy with a $300K dwelling limit already costs nearly $2,200 per year on average, it can be tempting to choose lower coverage limits to save money upfront. But, when you ...

  5. Does homeowners insurance cover renovations? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Any high-end finishes and top-of-the-line materials your home has are factored into calculation costs as well. Thus, your home might be worth $200,000 on the market, but your insurer could still ...

  6. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    What does home insurance cover? A standard home insurance policy, or HO-3 policy, typically offers six coverage types: Your home’s structure (dwelling coverage) Other structures. Your personal ...

  7. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Know the difference between actual value and replacement cost. Home insurance policies have a few different ways of compensating you for damage: actual cash value (ACV) and replacement cost value ...

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