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Insurers use a different value — a replacement cost calculation determined by multiplying your home’s square footage by the cost-per-foot of construction in your region. This includes looking ...
If your home is insured for $100,000, which includes your roof, and you have 125 percent extended replacement cost coverage, you actually have $125,000 in coverage, should the $100,000 not be ...
For example, if your coverage limit was up to $200,000, but the cost of rebuilding your home is $250,000, an extended replacement cost endorsement that covers up to 25 percent more than the policy ...
When a home insurance policy with a $300K dwelling limit already costs nearly $2,200 per ... replacement cost coverage: Extended replacement cost can add an extra 10 to 50 percent to your dwelling ...
For a homeowners policy containing $250,000 in dwelling coverage, the average cost is $1,428 per year. Individual rates may vary depending on the location, size and age of the home, coverage ...
For dwelling and personal property coverage, either replacement cost or actual cash value applies. With replacement cost value, the home or personal property would be covered for the cost to ...
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