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2. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Almost all lenders offer personal loans online these days. ... a loan is to start an application. Most providers offer risk-free preapproval based on a soft credit check — a request that won’t ...

3. Home Credit - Wikipedia

   en.wikipedia.org/wiki/Home_Credit

   The Home Credit loan can be obtained from throughout 342.7 thousands partnering retail shops and shopping malls in ten world markets as well as at the Home Credit's own online marketplaces (Russia, China, Philippines and Vietnam). Home Credit is also presented online in its own mobile application or in a third-party online stores.

4. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   Secured and unsecured personal loans are available through banks, credit unions or online lenders. Different personal loan types are available for a wide range of purposes .

5. What documentation is required for personal loans? - AOL

   www.aol.com/finance/documentation-required...

   When you apply for a personal loan, lenders request several documents to verify your personal and financial information before they approve your request. Some lenders set unique application and ...

6. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

7. Loan officer - Wikipedia

   en.wikipedia.org/wiki/Loan_officer

   Meet with loan applicants to gather personal information and answer questions; Explain different types of loans and the terms of each type to applicants; Obtain, verify, and analyze the applicant's financial information, such as the credit rating and income level; Review loan agreements to ensure that they comply with federal and state regulations

8. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Unlike short-term loans like payday loans and others that charge high interest rates, personal loans range from two to 10 years, depending on the lender. ... By comparison, if you apply for a home ...

9. Paperless loan - Wikipedia

   en.wikipedia.org/wiki/Paperless_loan

   The advantages are that it reduces the time it takes to process a loan application, processes can be automated, and decisions can be made faster. A paperless loan procedure makes it easier for the lending institution to receive and verify loan applications before approving them. Potential borrowers may prefer the digital loan process as it ...