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Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...
Image source: Getty Images. Qualification 2: You're at least 62 years old. Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit.The same full ...
Qualifying for these benefits is pretty straightforward, but determining whether you'll actually receive them is a little more complicated. Here's How to Tell if You Qualify for Spousal Social ...
According to the 2024 Social Security Statistical Supplement, there are about 1.98 million people actively receiving a spousal benefit from Social Security. The average monthly benefit was $890.24 ...
Social Security spousal benefits are based on the PIA of the primary earning spouse. You can receive up to 50% of your spouse's PIA assuming you've reached full retirement age. For example, if ...
As it is with regular Social Security benefits, you don't have to claim spousal benefits at your full retirement age; you can claim starting at age 62, but your monthly benefit will be reduced ...
The Social Security Administration (SSA) will compare the amount of retirement benefits you would receive based on your own work record against the spousal benefits you could receive based on your ...
Knowing how spousal Social Security benefits work could make your retirement planning go a lot smoother. Sit down with your spouse if you're still married and get familiar with the rules so you ...