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  2. State Farm - Wikipedia

    en.wikipedia.org/wiki/State_Farm

    State Farm is the largest property and casualty insurance provider, and the largest auto insurance provider, in the United States. [5] State Farm is ranked 39th in the 2024 Fortune 500, which lists American companies by revenue. [6] State Farm relies on exclusive agents (also known as captive agents) to sell insurance.

  3. Moneytree - Wikipedia

    en.wikipedia.org/wiki/Moneytree

    As a retail financial provider, Moneytree is subject to laws as defined by the Consumer Financial Protection Bureau (CFPB) as well as applicable state and local laws. While Moneytree has not done much lobbying at the national level outside of donating to presidential campaigns, they have made several efforts to influence laws at the state level by lobbying legislatures in Nevada, Colorado, and ...

  4. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    The federal government regulates payday loans because of: (a) significantly higher rates of bankruptcy amongst those who use loans (due to interest rates as high as 1000%); (b) unfair and illegal debt collection practices; and (c) loans with automatic rollovers which further increase debt owed to lenders.

  5. 6 types of emergency loans and their uses - AOL

    www.aol.com/finance/8-types-emergency-loans...

    A good fit for this type of emergency bill. Medical deductibles or emergency dental work. Natural disaster that causes reduction in income. Emergency loan type: Payday loans. Better for. Small ...

  6. Critical factors to consider when taking out payday loans ...

    www.aol.com/finance/critical-factors-consider...

    Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42).

  7. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    On your next payday, you’ll make a ‘balloon payment’ – the entire loan amount plus interest and fees – or the lender will deposit the check, and the money will come out of your account.

  8. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

  9. ‘Nobody would know that they do this’: State Farm refused to ...

    www.aol.com/finance/nobody-know-state-farm...

    Yet, “State Farm has uniformly rejected” repair estimates that exceed $55/hour. “They pay the same whether it is a Pinto or a Porsche — they pay the same hourly rate,” Stabinski told ...

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