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  2. Car insurance premium: what is a premium and how is it ... - AOL

    www.aol.com/finance/car-insurance-premium...

    An insurance premium is the cost of your auto insurance policy and is sometimes called an insurance rate. Your total premium amount may cover you for six months or a year, depending on the policy ...

  3. List of U.S. states by standard octane ratings - Wikipedia

    en.wikipedia.org/wiki/List_of_U.S._states_by...

    Regular Unleaded Mid-Grade Unleaded Premium Unleaded Notes Alabama: 87 89 93 Alaska: 87 88.5 90 Arizona: 87 89 91 Arkansas: 87 89 91/93 Northwest Arkansas primarily sells 87/89/91 octane. 93 octane is available at select Kum & Go's in the Northwest and Central regions of the state. California: 87 89 91 Colorado: 85 87 91 Connecticut: 87 89 93

  4. Should you pay car insurance in installments? - AOL

    www.aol.com/finance/pay-car-insurance...

    State-mandates liability coverage car insurance does not have deductibles. Reduce your coverage This isn’t an option to take lightly, but reducing your coverage could lower your insurance premium.

  5. Gross premiums written - Wikipedia

    en.wikipedia.org/wiki/Gross_premiums_written

    Insurance companies often purchase reinsurance from another insurance company to protect themselves against the risk of a loss above a certain threshold; the cost of reinsurance (reinsurance premiums) is deducted from gross premiums written to arrive at net premiums written. Net premiums written is the sum of all types of insurance premiums ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  7. Survey: How drivers are managing auto insurance premium ... - AOL

    www.aol.com/survey-drivers-managing-auto...

    Credit-based insurance scores differ from the scores that lenders use but are based on many of the same factors, including payment history, credit utilization and recent inquiries.

  8. Mid-term adjustment - Wikipedia

    en.wikipedia.org/wiki/Mid-Term_Adjustment

    The change to the policy may cause a change in the premium: an increase is often called AP (for an additional premium) whereas a decrease is often called RP (returned premium). An additional transaction may also be payable to cover e.g. costs for revised insurance documents.

  9. What is a policyholder for insurance: What you need to know

    www.aol.com/finance/policyholder-182439124.html

    Coverage type. What it covers. Liability. This coverage steps in if you or a listed driver on your policy causes property damage and/or injuries to another person caused by an accident in which ...