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2. Do I really need a 20 percent down payment for a house? - AOL

   www.aol.com/finance/really-20-percent-down...

   Minimum down payment requirements. Fixed-rate loan type. ... Higher costs: Your mortgage interest rate and loan costs could be higher if you put down less upfront. “It can increase the cost to ...

3. How much is a down payment on a house? - AOL

   www.aol.com/finance/much-down-payment-house...

   FHA loans require as little as 3.5 percent, and VA loans and USDA loans have no down payment requirement at all. Mortgage Most homeowners don’t put 20 percent down.

4. Average down payment on a house - AOL

   www.aol.com/finance/average-down-payment-house...

   Loan type. Minimum down payment. Conventional loan (Conforming) 3%. Adjustable-rate loan (Conforming) 5%. ... As of 2023, the typical mortgage down payment for a first-time homebuyer was 8 percent ...

5. How much should a house down payment be? - AOL

   www.aol.com/finance/much-house-down-payment...

   If you’re a first-time homebuyer feeling worried by the 20% down payment guidance commonly quoted, know that a down payment can actually be much lower—for example, 3% to 5% depending on loan type.

6. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   For conventional loans, the minimum mortgage down payment is 3 percent. FHA loans require a down payment of 3.5 percent with a credit score of 580 or higher. For scores between 500 and 579, the ...

7. How to get a mortgage - AOL

   www.aol.com/finance/mortgage-180956822.html

   The minimum down payment ranges from 3 to 3.5 percent of the home’s purchase price for fixed-rate conventional loans and FHA loans, respectively. On a $400,000 home, for example, that range ...