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  2. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    How to get personal loans for low-income borrowers. ... payday loans should only be used as a last resort for a few reasons. For starters, the interest rates are often well into three digits. Some ...

  3. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    How personal loan interest rates work. Lenders evaluate several factors to determine if you qualify for a low-interest personal loan, including your credit score, employment status and debt-to ...

  4. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Like auto loans and mortgages, secured personal loans require collateral for approval. Rather than being backed by a car or house, a secured personal loan might rely on something like a ...

  5. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

  6. How To Get a Personal Loan: A Step-by-Step Guide - AOL

    www.aol.com/finance/personal-loan-step-step...

    Personal loans are unsecured loans that can be used for a variety of expenses and typically have lower interest rates than payday loans or high-interest credit cards. Lenders approve consumers...

  7. 5 Best Same-Day Loans With Instant Approval - AOL

    www.aol.com/finance/5-best-same-day-loans...

    Minimum interest rates range from 8.49% for 12-month loans to 11.49% for 60-month loans. Twenty-four-month and 48-month terms are also available. For all terms, your final APR is based on your ...

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