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  2. My Employer Doesn't Match My 401 (k). Is It Still Smart to ...

    www.aol.com/finance/employer-doesnt-match-401-k...

    It may not always be the best idea to contribute the maximum to a 401(k) when an employer does not match. For example, 401(k) fees vary widely. Fees charged by 401(k) plans, just like mutual fund ...

  3. A complete guide to 401(k) retirement plans: What is a ... - AOL

    www.aol.com/finance/complete-guide-401-k...

    Not all employers offer a 401(k) retirement plan, but if yours does, it’s a smart move to participate in one for the following reasons: ... Many 401(k) plans offer historically high-return ...

  4. Here Are the Biggest 401(k) Mistakes Each Generation Is Making

    www.aol.com/biggest-401-k-mistakes-generation...

    The 401(k) has been around for 46 years, and in that time, it has become the dominant workplace retirement plan employees of all ages use to save for their futures. Each generation has made its ...

  5. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    This pre-tax option is what makes 401(k) plans attractive to employees, and many employers offer this option to their (full-time) workers. 401(k) payable is a general ledger account that contains the amount of 401(k) plan pension payments that an employer has an obligation to remit to a pension plan administrator.

  6. Employer matching program - Wikipedia

    en.wikipedia.org/wiki/Employer_Matching_Program

    It is not mandatory for a company to offer a contribution to their 401(k) plans. Contributions may benefit the company in various ways: as an employee benefit to attract and retain employees , as a business tax deduction , or as a safe harbor contribution to automatically pass certain annual testing of the plan required by the IRS and ...

  7. Employee Stock Ownership Plan - Wikipedia

    en.wikipedia.org/wiki/Employee_Stock_Ownership_Plan

    In short, the employees who most need a retirement plan may be the ones who can least afford to participate in a 401(k). A big incentive for participating in a 401(k) is getting the matching funds offered by most employers. To get all these funds, employees must contribute a certain amount (often twice what the employer contributes).

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