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Life insurance companies prefer to cover the healthiest, youngest people, offering them the lowest rates. Traditional policies usually require a medical exam, a detailed questionnaire, and ...
No-medical-exam life insurance is becoming more popular and easier to get, potentially making it a great option for many people. In this article, we’ll break down what no-medical-exam life ...
Unlike other options, guaranteed life insurance, a form of whole life insurance, bypasses the need for a medical exam for approval. Guaranteed life insurance offers a number of unique characteristics.
There is usually no medical exam needed for group life insurance. The benefits may not be very high, but if your employer pays all or part of the premium, it could be worth having.
No medical exam life insurance options. If you’re not eligible for traditional insurance due to recent treatments or health changes, no medical exam policies can be a helpful alternative:
Types of life insurance: ... Guaranteed issue life insurance generally requires an age eligibility of 50 to 80, and no medical questionnaire or exam is required to qualify.
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