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2. Personal loans for college students: Should you ever consider ...

   www.aol.com/finance/consider-getting-personal...

   More expensive than student loans: If you can get a federal student loan, you could get a better interest rate than you would with a personal loan. The interest rate on Direct Subsidized and ...

3. 10 alternatives to personal loans and who they’re for - AOL

   www.aol.com/finance/alternatives-personal-loans...

   1. Credit cards. People often choose credit cards over personal loans because of the payment flexibility they offer. You can use as much or little of your available credit as you want, versus ...

4. Emergency and payday loan alternatives - AOL

   www.aol.com/finance/emergency-payday-loan...

   Bankrate insider tips. Who it’s best for: Those with a solid history of making on-time payments on their loans and credit cards. When the money arrives: The lender or company’s time to review ...

5. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

6. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   New Zealand, for instance, now offers 0% interest loans to students who live in New Zealand for 183 or more consecutive days (retroactive for all former students who had government loans), [8] who can repay their loans based on their income after they graduate. [9] This program was a Labour Party promise in the 2005 general election. [10]

7. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]