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  2. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Other types of home insurance coverage. Other types of damage may be excluded from a standard homeowners insurance policy or coverage may be more limited. Coverage availability for these ...

  3. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    The most common type of homeowners insurance is the HO-3, which covers your home and detached structure on an open perils basis, and your personal property by named perils. HO-3 policies also ...

  4. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    HO-3 home insurance policies cover your dwelling and other structures on your property under open perils coverage, and HO-5 policies cover both your home and personal property for open perils.

  5. Extended coverage - Wikipedia

    en.wikipedia.org/wiki/Extended_coverage

    Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.

  6. A named perils policy protects your home against 16 specific home insurance perils. “Perils” is just another word to indicate the types of disaster or mishap that can happen to damage your ...

  7. Difference in conditions insurance - AOL

    www.aol.com/finance/difference-conditions...

    Similar to HO-3 or HO-5 policies, DIC insurance can be a named peril or all-risk policy. Homeowners usually look for coverage for at least one of the following perils: Earthquake. Flood. Landslide ...

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