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2. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   A homeowners insurance policy is designed to provide you with financial protection from a variety of damage-causing events, also called perils. Exactly what homeowners insurance covers and which ...

3. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.

4. HO-2 homeowners insurance policies

   www.aol.com/finance/ho-2-insurance-194603218.html

   An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire ...

5. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   The most common type of homeowners insurance is the HO-3, which covers your home and detached structure on an open perils basis, and your personal property by named perils. HO-3 policies also ...

6. Property insurance - Wikipedia

   en.wikipedia.org/wiki/Property_insurance

   An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

7. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Of these, 79.52% had an HO-3 Special policy, and 13.35% had the more expensive HO-5 Comprehensive. Both of these policies are "all risks" or "open perils", meaning that they cover all perils except those specifically excluded. Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils.