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2. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   You would have $100,000 of equity or, based on your current home value, 25 percent. The equity requirement varies depending on the type of refinance you’re considering. Generally, the ...

3. HomeReady mortgage guide - AOL

   www.aol.com/finance/homeready-mortgage-guide...

   A HomeReady mortgage is a type of conventional loan with a down payment requirement of just 3 percent. You can use it to buy a home or refinance an existing mortgage.

4. Do I really need a 20 percent down payment for a house? - AOL

   www.aol.com/finance/really-20-percent-down...

   The median price for an existing home in the U.S. was $379,100 as of January 2024. A 20 percent down payment on a home at this price would come to $75,820. Regardless of price or loan type, though ...

5. How much is a down payment on a house? - AOL

   www.aol.com/finance/much-down-payment-house...

   Loan Type. Down Payment Minimum. Conventional conforming loan. 3 percent. Jumbo loans. 10 percent. FHA loan. 3.5 percent. VA loan. Zero percent. USDA loan. Zero percent

6. How much equity do you need to refinance? - AOL

   www.aol.com/finance/much-equity-refinance...

   In general, the required LTV to refinance is 80 percent or lower. The LTV ratio and home equity requirements for refinancing vary based on the lender and the type of refinance you’re seeking ...

7. How much should a house down payment be? - AOL

   www.aol.com/finance/much-house-down-payment...

   If you’re a first-time homebuyer feeling worried by the 20% down payment guidance commonly quoted, know that a down payment can actually be much lower—for example, 3% to 5% depending on loan ...