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  2. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

  3. Background check - Wikipedia

    en.wikipedia.org/wiki/Background_check

    A background check is a process used by an organisation or person to verify that an individual is who they claim to be, and check their past record to confirm education, employment history, and other activities, and for a criminal record.

  4. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    The Fair Credit Reporting Act (FCRA) was passed in 1970 to regulate credit agencies and promote fair and secure handling of consumer information. [10] The FCRA attempts to limit the dissemination of information through five main rules: Credit reports and investigative reports must be differentiated so that any irrelevant is not mixed [11]

  5. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    Fair and Accurate Credit Transactions Act; Other short titles: Financial Literacy and Education Improvement Act: Long title: An Act to amend the Fair Credit Reporting Act, to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes.

  6. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  7. What is a certified check? Definition, uses and cost - AOL

    www.aol.com/finance/certified-check-definition...

    While personal checks typically cost a few cents each, you can expect to pay $15 to $20 for a certified check. Not only are certified checks more expensive, but it is also difficult to find a bank ...

  8. Red Flags Rule - Wikipedia

    en.wikipedia.org/wiki/Red_Flags_Rule

    The Fair Credit Reporting Act of 1970, as amended in 2003 (FCRA), required several federal agencies to issue joint rules and guidelines regarding the detection, prevention, and mitigation of identity theft for entities that are subject to their respective enforcement authorities (also known as the “identity theft red flags rules”). [11]

  9. FCRA - Wikipedia

    en.wikipedia.org/wiki/FCRA

    FCRA may refer to: Fair Credit Reporting Act, United States; Foreign Contribution (Regulation) Act, 2010, India This page was last edited on 28 ...

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