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2. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Interest-only loans. With interest-only loans, you’re responsible for paying only the interest on the loan for a specified length of time. For example, many home equity lines of credit loans let ...

3. How to get a car loan with bad credit - AOL

   www.aol.com/finance/car-loan-bad-credit...

   In fact, many online lenders offer bad credit auto loans with competitive rates and generous repayment terms to consider. Next steps. If you have bad credit, it may be tougher for you to get a car ...

4. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   The average car loan rate is 8.40% for five-year terms and 8.76% for six-year terms, with the average loan balance among those ages 50 and up at $21,587. ... Tap into home equity. A home equity ...

5. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Home equity loans and HELOCs allow you to borrow against the equity in your home. While a home equity loan has fixed monthly payments at a fixed interest rate, a HELOC works like a credit card and ...

6. Alternative financial services in the United States - Wikipedia

   en.wikipedia.org/wiki/Alternative_financial...

   For example, a customer could refinance $10,000 worth of auto loan debt at 7 percent interest into a home equity loan at 18 percent interest. Because the auto loan would have to be paid off in 5 years while the home equity loan would have a 20-year repayment plan, the required monthly payments for the customer would be lower even though the ...

7. How to compare installment loan lenders and find the best offer

   www.aol.com/finance/compare-installment-loan...

   Consider a secured installment loan: Some lenders offer secured installment loans to those with poor credit. These loans are backed by collateral, like a house or car, reducing the risk for the ...