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  2. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Credit card debt forgiveness. Credit card forgiveness is a rarity. Card issuers typically expect individuals to repay the amount borrowed, and high-interest credit card debt can be difficult to ...

  3. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Start by contacting your credit card company and find out if they have a credit card debt forgiveness program. Beware of companies that tout government-sponsored credit card debt forgiveness programs.

  4. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    These cards are designed for cardholders who want to move debt from a high-interest credit card to a new balance transfer card, typically with a 0 percent introductory APR promotion.

  5. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    You can consolidate debt through a 0 percent APR credit card or a debt consolidation loan. Debt relief describes the process of reorganizing your debt to make the monthly payments more manageable.

  6. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    A collection agency or credit card issuer may choose to forgive the entire debt, relieving the debtor of the need to repay the debt. In the U.S., this results in the sending of a 1099 C tax form to the debtor, which the debtor is required to file.

  7. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    However, like lenders and credit card issuers, each company offers different services. Debt consolidation, debt settlement, credit counseling and debt management are the most common options.

  8. Fair Debt Collection Practices Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Debt_Collection...

    The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.

  9. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Key takeaways. You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt ...