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  2. Stepped-up basis - Wikipedia

    en.wikipedia.org/wiki/Stepped-up_basis

    For example: If, on the date of a taxpayer's death, he had a basis of $35,000 in the house and the house's FMV was $100,000, and the taxpayer's sister received the house from the taxpayer after his death, then her stepped-up basis would be $100,000, not $35,000.

  3. What Are the Pros and Cons of Indexed Universal Life ... - AOL

    www.aol.com/pros-cons-indexed-universal-life...

    The policies offer additional flexibility since you can pay using the cash value. Death benefit changes: Most universal life insurance policies also allow you to decrease your death benefit amount ...

  4. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value. The three basic types of permanent insurance are whole life, universal life, and endowment.

  5. Value of life - Wikipedia

    en.wikipedia.org/wiki/Value_of_life

    In social and political sciences, it is the marginal cost of death prevention in a certain class of circumstances. In many studies the value also includes the quality of life, the expected life time remaining, as well as the earning potential of a given person especially for an after-the-fact payment in a wrongful death claim lawsuit.

  6. How Can My Beneficiaries Transfer Property Out of a Trust ...

    www.aol.com/finance/beneficiaries-transfer...

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  7. 9 questions for your life insurance agent - AOL

    www.aol.com/finance/8-questions-life-insurance...

    Keeping payments up-to-date ensures the death benefit remains intact. For cash value policies, policy lapse can also occur if the policy doesn’t perform as well as expected or loan balance ...

  8. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

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