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2. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   The main benefits of federal student loan consolidation include: Longer repayment periods: If you need more cash in your pocket right now, consolidating your federal student loans may help you ...

3. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Forfeiture of federal benefits: If you choose to consolidate federal student loans with a private loan, you lose access to federal loan benefits. These include income-based repayment plans along ...

4. Federal student loan consolidation - Wikipedia

   en.wikipedia.org/wiki/Federal_student_loan...

   The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

5. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   Direct Consolidation: These loans enable the student to consolidate multiple federal loans into one loan at no added cost. If a student has multiple loans, he or she can consolidate multiple monthly payments into one monthly payment at the average rate of the loans being consolidated. [ 13 ]

6. How to refinance student loans with bad credit - AOL

   www.aol.com/finance/refinance-student-loans-bad...

   A Direct Loan Consolidation combines your federal student loans into a new, individual account. You can extend your repayment period and lower your monthly payment while retaining your valuable ...

7. What to know about Public Service Loan Forgiveness (PSLF) - AOL

   www.aol.com/finance/know-public-loan-forgiveness...

   Private student loans. Federal Family Education Loans (FFEL) Federal Perkins Loans. Qualifying payments. To be eligible for PSLF, you need to make at least 120 qualifying payments toward your ...