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2. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

3. Repair Your Credit Without Spending a Dime - AOL

   www.aol.com/repair-credit-without-spending-dime...

   Revolving credit card debt is the biggest thing that can affect a credit report either positively or negatively; your credit utilization (how much credit you're using relative to how much you have ...

4. Are credit scores the ultimate scam? - AOL

   www.aol.com/news/credit-scores-ultimate-scam...

   Jason Butler, financial wellbeing expert “No credit agency will tell you exactly how your score is made up,” says Tim Rooney, CEO of Salad Money, a specialist consumer lender set up to lend to ...

5. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   Since credit scores aim to classify people, other markets have expanded its applicability for use as a screening or assessment tool. [10] Credit is no longer used just for financial products such as mortgage loans, but is increasingly being applied cross-institutionally for other services such as: car insurance [16] health insurance [15]

6. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

7. The credit score system is a scam, but there are ways ... - AOL

   www.aol.com/credit-score-system-scam-ways...

   OPINION: There are many ways in which having a good credit score can benefit you in life, but you have to first understand that the system is rigged against the average person. The post The credit ...