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In the Australian comedy film The Man Who Sued God (2001), a fisherman played by Billy Connolly successfully challenges the right of insurance companies to refuse payment for a destroyed boat on the common legal exemption clause of an act of God. In a suit against the world's religious institutions as God's representatives on Earth, the ...
In legal usage in the English-speaking world, an act of God, act of nature, or damnum fatale ("loss arising from inevitable accident") is an event caused by no direct human action (e.g. severe or extreme weather and other natural disasters) for which individual persons are not responsible and cannot be held legally liable for loss of life, injury, or property damage.
He informs his insurance company, which reviews and then subsequently declines his claim on the grounds that it is not liable as his fishing boat was destroyed due to an "act of God". Frustrated that his claim is repeatedly declined, Steve files a claim against God, naming religious officials ( Christian , Jewish , Muslim , etc) as ...
Respiratory gas humidification is a method of artificially conditioning respiratory gas for the patient during therapy, and involves humidification, warming, and occasionally filtration of the gas being delivered. If these three measures are not performed to compensate for the natural conditioning of air by the respiratory system, lung ...
3. Mechanical failure. When mechanical components fail due to normal wear and tear — whether it's a seized engine or failed transmission — your auto insurance won't pay for repairs.
On November 11, 2011, six humidifier disinfectants which contain PHMG and PGH were recovered. PHMG and PGH was banned in 2011, and new cases ceased occurring. [1] [2] However, later on, the Korea Centers for Disease Control and Prevention did not find a causal relationship that CMIT and MIT in humidifier disinfectants cause pulmonary fibrosis.
Insurance is characterized as a business vested or affected with the public interest. [2] Thus, the business of insurance, although primarily a matter of private contract, is nevertheless of such concern to the public as a whole that it is subject to governmental regulation to protect the public’s interests. [1]
Insurance providers typically sell annuities, but an annuity does not provide financial protection coverage like an insurance policy. Additionally, an annuity does not have a premium.