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2. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Here’s what you need to know about credit card debt settlement. ... paying less than your credit agreement ... credit card service line at 1-800-227-4825 to start the settlement ...

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi : Call Citi’s customer service line at 1-800-347-4934 for help with ...

4. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Once you’ve reached a debt settlement agreement, send a letter to your creditor detailing the terms of the agreement. Include the settlement amount and that the creditor is accepting that amount ...

5. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Debt settlement companies. Debt settlement companies are for-profit businesses that will try to negotiate lump-sum settlements with your creditors. Typically, you stop making payments to your ...

6. How to get out of debt with a low income - AOL

   www.aol.com/finance/debt-low-income-215227915.html

   Debt settlement, sometimes called debt relief, is a method of last resort before bankruptcy. The settlement remains on your credit report for seven years, and your credit score takes a hit if you ...

7. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement allows the debtor to spread payments out over a set term, instead of having to pay a lump sum in one go which is the case with full and final settlement. UK debt settlement is not to be confused with full and final settlement, where debt management companies have been known to hold on to client funds ; in which case the ...