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2. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   How nonprofit debt consolidation works. When you hire a nonprofit debt consolidation company, a financial counselor will contact your creditors to negotiate more favorable terms on your debts. The ...

3. StepChange - Wikipedia

   en.wikipedia.org/wiki/StepChange

   StepChange Debt Charity, formerly the Consumer Credit Counselling Service (CCCS), [1] is the trading name of the Foundation for Credit Counselling, and is a debt counselling charity in the United Kingdom. The organisation offers free debt advise, money management and can be contacted through its freephone telephone helpline [2] or online ...

4. 98% of Women Know How To Get Out of Debt — Here’s ... - AOL

   www.aol.com/finance/98-women-know-debt-why...

   Women hold almost two-thirds of the country's $1.54 billion student debt -- the second-highest source of household debt after housing -- and take about two years longer than men to repay it ...

5. Where to get debt relief help - AOL

   www.aol.com/finance/where-debt-relief-help...

   Key takeaways. Debt relief is a restructuring of debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best ...

6. Debt relief order - Wikipedia

   en.wikipedia.org/wiki/Debt_Relief_Order

   Debt relief orders can only be completed by an approved intermediary and competent authorities. Approved intermediaries will be mainly experienced debt advisors attached to debt advice organisations such as Citizens Advice, StepChange Debt Charity, Think Money or an AdviceUK member. The approved intermediary can review the persons information ...

7. Social programs in the United States - Wikipedia

   en.wikipedia.org/wiki/Social_programs_in_the...

   Welfare in America. The United States spends approximately $2.3 trillion on federal and state social programs including cash assistance, health insurance, food assistance, housing subsidies, energy and utilities subsidies, and education and childcare assistance. Similar benefits are sometimes provided by the private sector either through policy ...