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  2. Insurance regulatory law - Wikipedia

    en.wikipedia.org/wiki/Insurance_regulatory_law

    Insurance regulatory law is the body of statutory law, administrative regulations and jurisprudence that governs and regulates the insurance industry and those engaged in the business of insurance. Insurance regulatory law is primarily enforced through regulations, rules and directives by state insurance departments as authorized and directed ...

  3. National Association of Insurance Commissioners - Wikipedia

    en.wikipedia.org/wiki/National_Association_of...

    Each state decides whether to pass each NAIC model law or regulation, and each state may make changes in the enactment process, but the models are widely, albeit somewhat irregularly, adopted. The NAIC also acts at the national level to advance laws and policies supported by state insurance regulators.

  4. McCarran–Ferguson Act - Wikipedia

    en.wikipedia.org/wiki/McCarran–Ferguson_Act

    The McCarran–Ferguson Act does not itself regulate insurance, nor does it mandate that states regulate insurance. It provides that "Acts of Congress" which do not expressly purport to regulate the "business of insurance" will not preempt state laws or regulations that regulate the "business of insurance."

  5. What happens to an annuity if your insurance company ... - AOL

    www.aol.com/finance/happens-annuity-insurance...

    The state intervenes. Insurance is regulated at the state level, so federal laws like bankruptcy statutes typically don’t apply to insurance companies. Instead, when an insurer becomes insolvent ...

  6. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    A full coverage car insurance policy generally includes liability insurance and your state’s other minimum coverage requirements (if applicable), plus collision and comprehensive coverage ...

  7. California car insurance laws - AOL

    www.aol.com/finance/california-car-insurance...

    At least a state-minimum car insurance policy. A cash deposit of $35,000 to the DMV. DMV-issued certificate of self-insurance. ... According to California auto insurance laws and regulations ...

  8. Insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Insurance_in_the_United_States

    The first state commissioner of insurance was appointed in New Hampshire in 1851 and the state-based insurance regulatory system grew as quickly as the insurance industry itself. [10] Prior to this period, insurance was primarily regulated by corporate charter, state statutory law and de facto regulation by the courts in judicial decisions. [11 ...

  9. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.