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  2. Baby bonds - Wikipedia

    en.wikipedia.org/wiki/Baby_bonds

    Under this proposal, the trust would garner a return of 1.5-2% through federally managed investments and would be accessible only once the child turned 18. Darity and Hamilton projected that if three-quarters of newborns were eligible and the average trust amount was $20,000, the program would cost $60 billion annually.

  3. Uniform Gifts to Minors Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Gifts_to_Minors_Act

    The current rule is that for beneficiaries under 19 (under 24 if a student), the first $1,050 of unearned income is tax-free, the second $1,050 is taxed at the minor's rate (typically 12%), and the amount over $2,100 is taxed at the ordinary and capital gains rates applicable to trusts and estates. UGMA and UTMA accounts can invest in the stock ...

  4. Backers tout 'baby bonds' initiative as way to address ... - AOL

    www.aol.com/news/backers-tout-baby-bonds...

    Aug. 8—With New Mexico awash in cash but still facing deeply-rooted poverty issues, advocates plan to push legislation to create a government-funded trust account for every child born in the ...

  5. Child trust fund - Wikipedia

    en.wikipedia.org/wiki/Child_Trust_Fund

    At birth: The government gave every eligible child a voucher worth £250 to open the account, and also a further £250 directly into the accounts of children who live in low income families. At age 7: The government would have made an additional payment of £250 into the account, with a further £250 for children in low income families.

  6. If you want to help your kids bypass probate when you die ...

    www.aol.com/finance/want-help-kids-bypass...

    A trust can turn non-taxed accounts into taxable ones. However, you can make the trust itself the beneficiary, so that these accounts pass directly to your trustees without an IRS agent crashing ...

  7. The FDIC change that leaves wealthy bank depositors ... - AOL

    www.aol.com/finance/fdic-change-leaves-wealthy...

    Under the old FDIC rules, each beneficiary of the trust would get $250,000 in insurance protection. So, for example, if the trust named 10 beneficiaries, then that account would be insured for $2. ...

  8. Beneficiary (trust) - Wikipedia

    en.wikipedia.org/wiki/Beneficiary_(trust)

    In trust law, a beneficiary (also known by the Law French terms cestui que use and cestui que trust), is the person or persons who are entitled to the benefit of any trust arrangement. A beneficiary will normally be a natural person , but it is perfectly possible to have a company as the beneficiary of a trust, and this often happens in ...

  9. I want to help my kids bypass probate when I die - AOL

    www.aol.com/finance/want-help-kids-bypass...

    A trust can turn non-taxed accounts into taxable ones. But you can make the trust itself the beneficiary so that these accounts pass directly to your trustees without some IRS agent crashing the wake.