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Your credit score can take 30 to 60 days to improve after paying off revolving debt. Your score could also drop because of changes to your credit mix and the age of accounts you leave open.
How will paying off my credit card affect my credit score? As your balance goes down, you may notice an improvement in your credit score. Credit utilization is a major factor in credit scores.
4. Improve your credit score. Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use ...
A good way to pay off credit card debt Paying off credit card debt isn't easy. But one tactic to consider is getting a side job temporarily and using your extra earnings to chip away at your balances.
Balance transfer credit cards can be a smart strategy if you have a way to pay off your debt relatively quickly, says Jeanne Kelly, a New York-based credit coach and founder of The Kelly Group.
When you pay off debt, it seems like a given that your credit score will go up. After all, credit scores are supposed to show your ability to manage debt responsibly. But sometimes the opposite ...
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