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The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a law passed by the U.S. Congress on a reconciliation basis and signed by President Ronald Reagan that, among other things, mandates an insurance program which gives some employees the ability to continue health insurance coverage after leaving employment.
Along with the stress of a loss of employment comes the reality of living without employer-based group health insurance coverage. Make Money With AI and ChatGPT: How To Earn $1,000 a Month
A privately owned life insurance policy, on the other hand, is more like your personal smartphone; it’s yours to keep, and it follows you wherever you go, no matter which job or career path you ...
Furthermore, Title I addresses the issue of "job lock" which is the inability for an employee to leave their job because they would lose their health coverage. [8] To combat the job lock issue, the Title protects health insurance coverage for workers and their families if they lose or change their jobs. [9]
However, in this case they are not leaving for a separate job, but rather self-employment. Employer provided health insurance has been shown to significantly decrease the number of self-employed, and the bundling of health insurance coverage and employment together, has a negative impact on business creation in the US. [10]
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