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  2. Debt-to-equity ratio - Wikipedia

    en.wikipedia.org/wiki/Debt-to-equity_ratio

    The remaining long-term debt is used in the numerator of the long-term-debt-to-equity ratio. A similar ratio is debt-to-capital (D/C), where capital is the sum of debt and equity: D/C = ⁠ total liabilities / total capital ⁠ = ⁠ debt / debt + equity ⁠ The relationship between D/E and D/C is: D/C = ⁠ D / D+E ⁠ = ⁠ D/E / 1 + D/E ⁠

  3. Contingent convertible bond - Wikipedia

    en.wikipedia.org/wiki/Contingent_Convertible_Bond

    In addition, due to its debt nature, a contingent convertible bond constitutes a tax shield before conversion. Hence, as compared to common equity, the cost of capital and, consequently, the cost of maintaining a risk absorbing facility are lower. In case the trigger event occurs, conversion of debt into equity drives down company's leverage ...

  4. Convertible bond - Wikipedia

    en.wikipedia.org/wiki/Convertible_bond

    In finance, a convertible bond, convertible note, or convertible debt (or a convertible debenture if it has a maturity of greater than 10 years) is a type of bond that the holder can convert into a specified number of shares of common stock in the issuing company or cash of equal value. It is a hybrid security with debt- and equity-like ...

  5. Thin capitalisation - Wikipedia

    en.wikipedia.org/wiki/Thin_capitalisation

    A company is said to be thinly capitalised when the level of its debt is much greater than its equity capital, i.e. its gearing, or leverage, is very high. An entity's debt-to-equity funding is sometimes expressed as a ratio. For example, a gearing ratio of 1.5:1 means that for every $1 of equity the entity has $1.5 of debt.

  6. Debt restructuring - Wikipedia

    en.wikipedia.org/wiki/Debt_restructuring

    Debt-for-equity swaps are one way of dealing with sub-prime mortgages. A householder unable to service his debt on a $180,000 mortgage for example, may by agreement with his bank have the value of the mortgage reduced (say to $135,000 or 75% of the house's current value), in return for which the bank will receive 50% of the amount by which any ...

  7. How does a fixed-rate HELOC work? - AOL

    www.aol.com/finance/does-fixed-rate-heloc...

    Key takeaways. The interest rate on fixed-rate HELOCs stays the same throughout the draw period. In some cases, you can switch between a fixed-rate and a variable rate on these types of HELOCs to ...

  8. How to refinance your ARM into a fixed-rate mortgage - AOL

    www.aol.com/finance/refinance-arm-fixed-rate...

    For example, if you secured a 5/1 ... Using relationship discounts from your bank. These discounts add up fast: A 0.25% rate reduction on a $400,000 loan (6.25% to 6.00%) saves you $65 monthly or ...

  9. Hybrid security - Wikipedia

    en.wikipedia.org/wiki/Hybrid_security

    Hybrid securities are a broad group of securities that combine the characteristics of the two broader groups of securities, debt and equity.. Hybrid securities pay a predictable (either fixed or floating) rate of return or dividend until a certain date, at which point the holder has a number of options, including converting the securities into the underlying share.