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  2. The five-year rule requires you to have established your Roth IRA for at least five years before you can withdraw the earnings from the account tax-free. That ultimately led to some retirees ...

  3. What is the Roth IRA 5-year rule? - AOL

    www.aol.com/finance/roth-ira-5-rule-185440012.html

    The Roth IRA five-year rule says you cannot withdraw earnings tax-free until it’s been at least five years since you first contributed to a Roth IRA account. This five-year rule applies to ...

  4. Roth IRA Withdrawals: Avoid Penalties and Maximize Your ... - AOL

    www.aol.com/roth-ira-withdrawals-avoid-penalties...

    The 5-year rule starts at the beginning of the year you contributed. For example, if you opened your account in September of 2024, the opening date of the Roth IRA (in terms of the 5-year rule) is ...

  5. Required minimum distribution - Wikipedia

    en.wikipedia.org/wiki/Required_minimum_distribution

    A nonspouse IRA beneficiary must either begin distributions by the end of the year following the decedent's death (they can elect a "stretch" payout if they do this) or, if the decedent died before April 1 of the year after he/she would have been 72, [a] the beneficiary can follow the "5-year rule". The suspension of the RMD requirements for ...

  6. Here's When The Roth IRA 5-Year Rule Could Cost You Money - AOL

    www.aol.com/finance/understanding-roth-ira-5...

    The Roth IRA five-year rule will not allow you to withdraw tax-free earnings from your account until five years after your first contribution unless you meet certain conditions. In most cases ...

  7. 7 key IRA withdrawal dates for taxpayers: How to take ... - AOL

    www.aol.com/finance/7-key-ira-withdrawal-dates...

    The Roth IRA five-year rule says you can only withdraw earnings tax-free from your Roth IRA once it’s been at least five years since the tax year you first contributed to a Roth IRA. The rule ...

  8. What Is the Roth IRA 5-Year Rule? - AOL

    www.aol.com/news/roth-ira-5-rule-140328114.html

    Established in 1997, the Roth individual retirement account has long been a favored option for retirement savings due to its promise of tax-free withdrawals in retirement. Not all Roth IRA ...

  9. What Are the 5-Year Rules? - AOL

    www.aol.com/ask-advisor-rmds-start-soon...

    I’m 68 and recently retired and have about $1.4 million in accounts intended for retirement ($1.2 million in a Traditional IRA and $110K in a Roth). I also am receiving about $47,000 annually in ...

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