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2. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement allows the debtor to spread payments out over a set term, instead of having to pay a lump sum in one go which is the case with full and final settlement. UK debt settlement is not to be confused with full and final settlement, where debt management companies have been known to hold on to client funds ; in which case the ...

3. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Debt settlement helps borrowers manage overwhelming debt by allowing them to pay less than the full amount owed. You can negotiate your debts with your creditors directly or hire a debt settlement ...

4. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Credit card settlement is a type of debt settlement that will let you pay off credit cards for less than what you originally owed. This can be done by yourself but is sometimes done through a ...

5. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   In some cases, a debt settlement and its circumstances, such as missed payments and charged-off debt, can lead to a more than 100-point decrease in your credit score. The negative marks may remain ...

6. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Collection agencies may be unwilling to negotiate a settlement, even after months of payments to a debt settlement company. Having accounts in collections can damage your credit score. You want to ...

7. Arrears - Wikipedia

   en.wikipedia.org/wiki/Arrears

   Payment in arrear is a payment made after a service has been provided, as distinct from in advance, which are payments made at the start of a period. [2] For instance, rent is usually paid in advance, but mortgages in arrear (the interest for the period is due at the end of the period).

8. Demand letter - Wikipedia

   en.wikipedia.org/wiki/Demand_letter

   A demand letter, letter of demand, [1] (of payment), or letter before claim, [2] is a letter stating a legal claim (usually drafted by a lawyer) which makes a demand for restitution or performance of some obligation, owing to the recipients' alleged breach of contract, or for a legal wrong.

9. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   For example, debt management helps you approach existing debts more strategically. Consolidation doesn’t eliminate debt but may lower your monthly payment. Debt settlement and bankruptcy may ...