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Key takeaways. Most states require drivers to carry liability coverage, including bodily injury liability and property damage liability. Collision and comprehensive coverage are optional, but if ...
Comparing collision vs comprehensive insurance is a bit like putting a puzzle together. Both comprehensive and collision pay for damages to your vehicle, but they cover different scenarios.
Full coverage is the term commonly used to refer to the combination of comprehensive and collision coverages (liability is generally also implied.) The term full coverage is actually a misnomer because, even within traditional "full coverage" insurance, there are many different types of coverage, and many optional amounts of each.
Comprehensive coverage, however, is usually cheaper than collision and is just a small portion of that total premium. How much comprehensive coverage is in additional premium depends on your ...
The minimum liability cover is RMB180,000 (US$27,907) for death and injury/per crash, RMB18,000 (US$2,791) for medical expense, and RMB2,000 (US$310) for physical loss. [16] Additional 3rd Party Liability Insurance also known as Commercial Motor Insurance provides extra cover up to RMB10,000,000 (US$1,550,388) excluding the driver and passengers.
Each of the premiums below is for a full coverage policy with $500 in comprehensive and collision deductibles. The liability limits vary from state minimum coverage up to 250/500/100.
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