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The need for OMR software originated because early optical mark recognition systems used dedicated scanners and special pre-printed forms with drop-out colors and registration marks. Such forms typically cost US$0.10 to $0.19 a page. [13] In contrast, OMR software users design their own mark-sense forms with a word processor or built-in form ...
Chart of a life insurance. Variable or indexed life insurance is a form of life insurance that has cash value linked to the performance of one or more investment accounts within the policy. Because of its investment features, insurance carriers in the United States typically register offerings of variable life insurance with federal and state ...
Although life insurance benefits are generally free of income tax, the same is not true of estate tax. In the US, life insurance will be considered part of a person's taxable estate to the extent he possesses "incidents of ownership." [5] Estate planners often use special irrevocable trusts to shield life insurance from estate taxes.
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Servicemembers' Group Life Insurance (SGLI) is a life insurance program available to all active duty and reserve members of the uniformed services of the United States. Supervised by the United States Department of Veterans Affairs , the program is administered by the Prudential Insurance Company of America.
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