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  2. North Carolina auto insurance laws

    www.aol.com/finance/north-carolina-auto...

    Per North Carolina auto insurance laws, drivers must have a minimum amount of liability coverage and uninsured motorist coverage, or they risk incurring fines and other penalties for failing to ...

  3. Penalties for driving without insurance in North Carolina

    www.aol.com/finance/penalties-driving-without...

    Because driving without insurance in North Carolina is considered a misdemeanor, there are several penalties you may face. Generally, the severity of the punishment increases with each offense.

  4. Insurance fraud - Wikipedia

    en.wikipedia.org/wiki/Insurance_fraud

    Insurance fraud refers to any intentional act committed to deceive or mislead an insurance company during the application or claims process, or the wrongful denial of a legitimate claim by an insurance company. It occurs when a claimant knowingly attempts to obtain a benefit or advantage they are not entitled to receive, or when an insurer ...

  5. 6 types of car insurance fraud - AOL

    www.aol.com/finance/6-types-car-insurance-fraud...

    Bankrate shares the six common types of car insurance fraud and tips to avoid them. ... The penalty for this fraud can land the perpetrator a year in prison and up to $5,000 in fines. 2. Staged ...

  6. Insurance bad faith - Wikipedia

    en.wikipedia.org/wiki/Insurance_bad_faith

    Insurance bad faith is a tort [1] unique to the law of the United States (but with parallels elsewhere, particularly Canada) that an insurance company commits by violating the "implied covenant of good faith and fair dealing" which automatically exists by operation of law in every insurance contract.

  7. Civil penalty - Wikipedia

    en.wikipedia.org/wiki/Civil_penalty

    Civil penalties occupy a strange place in some legal systems - because they are not criminal penalties, the state need not meet a high burden of proof, such as "beyond a reasonable doubt"; but because the action is brought by the government, and some civil penalties can run into very large sums, it would be uncomfortable to subject citizens to ...

  8. Motor insurance policy fraud cases jump as households ...

    www.aol.com/motor-insurance-policy-fraud-cases...

    The number of fraudulent motor insurance applications being detected has jumped by 16% since last year, according to data from a major insurer.

  9. What happens when your home insurance lapses - AOL

    www.aol.com/finance/happens-home-insurance...

    Insurance fraud: If at any point a policyholder is found to have caused intentional damage in order to submit a fraudulent claim or takes any action that goes against the insurance policy contract ...