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  2. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    If no agreement exists between Bank 1 and Bank 2 to exchange check images and data, Bank 1 must provide either the original check or the legal equivalent of the substitute check to Bank 2. As the paying bank, Bank 2 uses check image and MICR data or information from the substitute check received from Bank 1 to process the item during the normal ...

  3. Substitute check - Wikipedia

    en.wikipedia.org/wiki/Substitute_check

    A substitute check or cheque, also called an image cash letter (ICL), clearing replacement document (CRD), [1] or image replacement document (IRD), [2] is a negotiable instrument used in electronic banking systems to represent a physical paper cheque (check).

  4. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Categorizing loan agreements by type of facility usually results in two primary categories: term loans, which are repaid in set installments over the term, or; revolving loans (or overdrafts) where up to a maximum amount can be withdrawn at any time, and interest is paid from month to month on the drawn amount.

  5. Everything you need to know about balance transfer checks - AOL

    www.aol.com/finance/everything-know-balance...

    A few credit card issuers also offer balance transfer checks, which give you the option to complete your transfer with a paper check instead of requesting a balance transfer online or over the phone.

  6. Blank cheque - Wikipedia

    en.wikipedia.org/wiki/Blank_cheque

    A blank cheque or blank check in the literal sense is a cheque that has no monetary value written in, but is already signed. In the figurative sense, it is used to describe a situation in which an agreement has been made that is open-ended or vague, and therefore subject to abuse, or in which a party is willing to consider any expense in the pursuance of their goals.

  7. Bridge loans: What are they and how do they work? - AOL

    www.aol.com/finance/bridge-loans-161837154.html

    Loan terms vary by lender but usually allow up to 10 years to pay. These loans are more difficult to get and may have a higher interest rate than a bridge loan. Personal loan: If you have good ...

  8. Blank endorsement - Wikipedia

    en.wikipedia.org/wiki/Blank_endorsement

    Blank endorsement of a financial instrument, such as a cheque, is only a signature, not indicating the payee.The effect of this is that it is payable only to the bearer – legally, it transforms an order instrument ("pay to the order of (the payee)") into a bearer instrument ("pay to the bearer").

  9. Standing order (banking) - Wikipedia

    en.wikipedia.org/wiki/Standing_order_(banking)

    The amount can be paid into any bank account, which need not belong to an organisation vetted by the payer's bank. A direct debit requires the payer authorize the payee take a direct debit for any amount at any time, or to instruct the bank to honour direct debit requests from a specified payee. The payee has full control over the payments.

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