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  2. What is a debt consolidation loan — and can it help you lower ...

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    A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

  3. How to get out of debt with a low income - AOL

    www.aol.com/finance/debt-low-income-215227915.html

    Lower-income households tend to have the highest credit card debt-to-income ratio, making it even more difficult to pay off debt. However, even those on a low income can take steps to get out of ...

  4. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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    Higher Monthly Payments: Compared to credit cards which often allow for small minimum payments, with a debt consolidation loan, the monthly payment is typically set to ensure the loan is paid off ...

  5. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Key takeaways. Debt relief is a method of restructuring debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies.

  6. Debt relief: Pros and cons - AOL

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    You can consolidate debt through a 0 percent APR credit card or a debt consolidation loan. Debt relief describes the process of reorganizing your debt to make the monthly payments more manageable ...

  7. How to consolidate debt without hurting your credit

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    You won’t be paying many minimum payments. This process can help reduce your debt more quickly. ... Don’t get a debt consolidation loan unless you’re 100% sure you can repay it. Missing ...

  8. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.

  9. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Lower interest rates or reduced fees. Can help you pay off your credit card debt faster ... Chapter 7 bankruptcy is ideal for unsecured loans (such as credit card debt), while Chapter 13 ...

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