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An authorized user is a person who is able to make purchases on somebody else’s credit account. People often add partners and spouses as authorized users on their credit cards, for example, and ...
Credit card companies want people to use their cards often, so they like when cardholders add authorized users. Some of them even offer authorized user bonuses to sweeten the deal.
Some credit card issuers let you add authorized users to your credit card accounts online, but some prefer you to call into your issuer’s customer service number to start the process.
If someone you know has bad credit and yours is good, you can help turn things around by adding that person as an authorized user on your credit card account. "Typically, the entire account ...
Authorized user accounts are legal and will be included into credit scoring; it's a violation of Federal law to not include ALL information in a credit file while calculating a credit score. One thing is for sure, Federal Law, such as the CROA and the Federal Reserve Board Regulation B , at least indicates a permissible purpose for adding ...
If someone you know has bad credit and yours is good, you could make that person an authorized user on your credit card to boost his or her credit. An authorized user can spend on your account ...
Consider making them an authorized user on your account. Some credit card issuers like American Express and Discover have minimum age requirements when it comes to adding authorized users to your ...
7. Add an authorized user. There’s one indirect way to meet your minimum spending requirement: Add an authorized user to your credit card. If your household is likely to have enough expenses to ...