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1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...
A bad credit score, or any score below 579 on the FICO scale, can put a wrinkle in nearly any financial plan, including if you want to get a credit card.Most credit card issuers require good or ...
4. Pay Down Debt First. Pay down outstanding debt on existing cards before applying for a new credit card. Typically, it’s good to keep outstanding balances below 30% of your credit.
4.5 out of 5 Overall. Key Features. Hefty welcome bonus. Cash back rewards. No annual fee. Get Details. The Discover it Secured Credit Card tops our list of the best credit cards for bad credit.
If you have a credit score in the 400-500 range, you might have to start out with a secured credit card to build debt and then apply for an unsecured card later down the loan. If you do apply for ...
Many private lenders just require a minimum credit score in the 600s to apply. Unsecured Credit Cards with Rewards. Bad credit doesn’t make you ineligible for credit cards, but all the best ...
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