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Health status: While no medical exam is required, insurers may still ask health-related questions and check medical records. Generally, healthier individuals are more likely to qualify.
No-medical-exam life insurance is becoming more popular and easier to get, potentially making it a great option for many people. ... no medical exam is required to join a group life insurance plan ...
Of course, guaranteed life insurance is not the only option for policy seekers with health complications that make them high-risk for term life insurance providers. The following policy types may ...
Remote Area Medical (RAM) is a non-profit provider of mobile medical clinics delivering free dental, vision, and medical care (as well as veterinary services when available) to under-served and uninsured individuals.
Regardless of health insurance coverage, all individuals can receive health services from free clinics. [4] However, said services are intended for persons with limited incomes, no health insurance, and/or who do not qualify for Medicaid and Medicare. Also included are underinsured individuals; meaning those who have only limited medical ...
An independent medical examination may be conducted at the behest of an employer or an insurance carrier to obtain an independent opinion of the clinical status of the individual. Workers' compensation insurance carriers, auto insurance carriers, and self-insured employers have a legal right to this request. Should the doctor/therapist ...
No health exam needed: Group life insurance is typically offered without a medical exam. That means if you’re navigating a recent cancer diagnosis or currently undergoing treatment for cancer ...
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