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  2. 19 Banks That Don’t Use ChexSystems - AOL

    www.aol.com/finance/19-banks-don-t-chexsystems...

    The SoFi Checking and Savings cash management account is a good way to stay off the ChexSystems radar. You’ll even earn % APY on balances if you have direct deposit. You’ll even earn % APY on ...

  3. Blacklisted by ChexSystems? Here’s what it is and what to do

    www.aol.com/finance/blacklisted-chexsystems...

    “A history of overdrawn accounts will be reflected on your ChexSystems report and could stand in the way of getting a new checking account much the way a history of loan defaults would make ...

  4. What is a second-chance checking account? Here’s ... - AOL

    www.aol.com/finance/second-chance-checking...

    Financial institution / Name of account. Monthly maintenance fee. Minimum deposit to open. Chime/Second Chance Banking. $0. $0. Varo Bank/Second-Chance Banking. $0. $0. Wells Fargo/Clear Access ...

  5. Check verification service - Wikipedia

    en.wikipedia.org/wiki/Check_verification_service

    Some banks bundle a level of this service with a business checking account or with a bank credit card acceptance program. Check verification companies will often offer one, two, or all of the different services in their own system. Some check verification services also offer collection agency service [2] for the civil prosecution of check fraud.

  6. What to do if a bank rejects you for a checking account - AOL

    www.aol.com/finance/bank-rejects-checking...

    When a potential customer applies to open a new checking account, the bank or credit union asks ChexSystems to run a search against the service’s database to see if any problems have been reported.

  7. ChexSystems - Wikipedia

    en.wikipedia.org/wiki/ChexSystems

    A ChexSystems report examines data submitted by banks in the past five years. A report may describe banking irregularities such as check overdrafts, unsettled balances, depositing fraudulent checks, or suspicious account handling. Banks may refuse to open a new deposit account for a consumer that has a negative item reported.

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