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Rates for a 15-year fixed mortgage average 6.39% for purchase and 6.40% for refinance, up 5 basis points from 6.34% for purchase and 4 basis points from 6.36% for refinance this time last week.
See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.
The average rate for shorter 15-year terms is 6.39% for purchase and 6.38% for refinance, a up 4 basis points from 6.35% for purchase and unchanged from 6.38% for refinance this time last week.
Average mortgage rates are moderately lower as of Thursday, January 2, 2025, with the average 30-year purchase rate dipping below 7.00% in the new year — about where we were this time last year ...
There are slight drops for 30-year fixed rates and 30-year fixed refinancing with both landing at 7.25%. There's a bit of an uptick for 15-year fixed rates at 6.70% and a steadied 6.31% for 5 ...
The current average rate for a 30-year fixed mortgage is 6.80% for purchase and 6.77% for refinance, increasing 25 basis points from 6.55% for purchase and 23 basis points from 6.54% for refinance ...
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