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2. A new borrowing option for hard-up Americans: a credit card ...

   www.aol.com/finance/borrowing-option-hard...

   Using vehicles as collateral is nothing new; car title loans, in which the person seeking a loan gives his car title to the lender in exchange for the money, abound.

3. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   P2P lending sites like Prosper facilitate loans and act as an alternative to a traditional bank loan. These types of lenders operate online, similar to online lenders, and the application process ...

4. What is a share-secured loan, and how does it work? - AOL

   www.aol.com/finance/share-secured-loan-does...

   Share-secured loans offer a way to build credit without steep borrowing costs. The funds in your account are used as collateral, making these loans easy to access even if you have little or no credit.

5. What Is Collateral?

   www.aol.com/finance/collateral-000100993.html

   The type of collateral you put down is usually determined by the loan type. Some different types of collateral include the following: Real estate: A residential home, business property, or land ...

6. How do secured loans work? - AOL

   www.aol.com/finance/secured-loans-020828573.html

   Types of secured loans. There are many types of secured loans. Five of the most common include: Mortgage: With a mortgage, you put your home or property up as collateral to buy that home.If you ...

7. What is a reverse mortgage? How it works, who it’s best for ...

   www.aol.com/finance/what-is-a-reverse-mortgage...

   A reverse mortgage is a type of loan that allows homeowners ages 62 and older to borrow against their home equity, using their home as collateral. The loan amount you’re approved for is based on ...

8. HELOC rates tumble at the start of 2025; home equity loan ...

   www.aol.com/finance/heloc-rates-tumble-start...

   New year, new low in home equity rates. The $30,000 home equity line of credit (HELOC) plunged nine basis points to an average of 8.27 percent — its lowest level in a year and a half, according ...

9. Can you use a home equity loan to buy a rental or ... - AOL

   www.aol.com/finance/home-equity-loan-for...

   A home equity loan is a secured loan that uses your home as collateral. Secured loans typically offer lower interest rates than unsecured loans, like personal loans. The less interest you owe on a ...